You Needed an Appraisal Yesterday
We understand the special needs of a customer looking for appraisal services. While our previous clients understand the appraisal process and standard reporting formats, you as a new client will get top notch service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
7 Reasons Why You Should Call Us
- To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own
- Challenge property tax assessments
- To reduce your mortgage payments by removing PMI
- To reinstate your Home Equity Line of Credit or HELOC
- To review another appraiser's report for verification
- When property needs to be divided (in the case of a divorce)
- To settle an estate by determining the true market value of the real estate in question
For-Sale-by-Owner (FSBO) | Pre-Listing Services
We understand that there is an emotional attachment that comes with living in your home for so long, and it's often very hard to be objective about it. Our professional appraisers don't have that same attachment, and can give you clear-cut, expert advice and opinions on your house. We won't just tell you what you want to hear, we'll tell you what you need to here. A professional appraisal is a powerful tool once you have an interested buyer, it also helps you set a realistic price to sell at so your home will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value, and not just your opinion of how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility with a professional appraiser's valued conclusion.
Challenging Property Tax Assessments
Let's say your home is not appreciating as much as other houses nearby, this may be because your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from us is your best bet when challenging your property tax assessment.
Appraisals to Cancel PMI
A preferred way to cut expenses for homeowners is getting the Private Mortgage Insurance eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping clients just like you, remove that unneeded and unwanted PMI insurance.
HELOC Recently Frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and it is unfavorable from a cash flow point of view. We can certainly help you reinstate your HELOC today.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We got you covered. One of our appraisers can go out and check the subject and comps in question in a field review. If you're in a rush, we can provide a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.